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Financial Aid Programs

Financial Aid Programs for Culinary School

Le Cordon Bleu Financial Aid Programs Can Help Fund Culinary School Tuition

Le Cordon Bleu participates in a number of financial aid programs, administered in accordance with prevailing federal and state laws and the school's institutional policies. These programs assist students with paying educational expenses (such as tuition, books and housing). Students must meet the eligibility requirements of these programs in order to participate. Students are responsible for providing all requested documentation in a timely manner. Failure to provide the proper documentation may jeopardize financial aid eligibility. In order to remain eligible for financial aid, students must maintain satisfactory academic progress as defined in the campus specific Le Cordon Bleu catalog.

Eligibility for federal financial aid is based on a number of factors; but regardless of your current income level or financial need, you may qualify for student financial aid programs that can help offset the cost of your education. Please contact your financial aid representative and/or view the campus specific catalog for information on additional programs and details regarding options at your campus. If at any point in the process you have questions or need more information, a Le Cordon Bleu financial aid representative is available for assistance.

Below is a brief summary of the federal student aid programs Le Cordon Bleu offers. You may also access the Department of Education’s Federal Student Aid page for more detailed information on each program.

Financial aid must be approved and all necessary documentation completed before the aid can be applied toward tuition and fees.

Federal Grants

Federal Pell Grant
Grants are free money, and generally do not need to be paid back. The Federal Pell Grant program is designed to assist needy undergraduate students who desire to continue their education beyond high school. All students are encouraged to complete the Free Application for Federal Student Aid (FAFSA) to apply. Eligibility is determined by a standard federal formula, which includes family size, income and resources to determine financial need.

How much can I get?
The maximum amount of Pell Grant (for those who qualify) depends on program funding and may change each award year (July 1st – June 30th). The amount a student may receive depends on financial need, cost to attend school, enrollment status, and the number of terms/payment periods attended.

Federal Supplemental Educational Opportunity Grant (FSEOG)
FSEOG is a grant program for undergraduate students with exceptional need. Priority is given first to students with Federal Pell Grant eligibility. The federal government allocates FSEOG funds to participating schools. This is a limited pool of funds and the school will determine the awarding criteria based on federal guidelines. Often, due to limited funding, FSEOG resources are exhausted early in the award year.

How much can I get?
The amount per student varies based on the funding levels allocated to the school each award year. For those who qualify, awards are determined by the policies of the financial aid office.

Federal Student and Parent Loans

The U.S. Department of Education’s major form of self-help aid includes loans to students and parents through the William D. Ford Federal Direct Loan (Direct Loan) Program. Direct Loans include Federal Direct Stafford, Federal Direct PLUS (which provides loans to parents of dependent students known as Parent PLUS) and Federal Direct Consolidation Loans. All federal student and parent loans at Le Cordon Bleu are made through the Direct Loan program.

When you leave school, or drop below half-time enrollment, you will have several months before payments are required to begin on Stafford loans.

Federal Direct Stafford Loans
Loans are money that must be paid back. Direct Stafford loans are low-interest loans that are made to the student. There are two types of Stafford Loans: subsidized and unsubsidized. These loans do not require a credit check and are available to help students pay education related expenses. Eligible students borrow directly from the U.S. Department of Education (the Department) at participating schools.

  • A Subsidized Loan is need-based and the government pays (subsidizes) the interest while the student is in school at least half-time and during the six-month grace period. Students who do not demonstrate financial need for a subsidized loan may still be eligible to receive an Unsubsidized loan.
  • An Unsubsidized Loan is not based on need. Unlike a subsidized loan, the student is responsible for the interest that accrues from the time the loan is disbursed until it is paid in full. Students may choose to pay the interest while in school or allow it to accrue and be capitalized (that is, added to the principal amount of the loan). Capitalizing the interest will increase the amount to repay.

Loan limits depend on the student’s grade level and loan type (subsidized or unsubsidized). Repayment begins six months after the student graduates, withdraws from school, or falls below half-time enrollment status.

Federal Aggregate (total combined borrowing) Loan Limits

Maximum Combined Subsidized and Unsubsidized Stafford Maximum Subsidized Stafford- based on need
Dependent Undergraduate $ 31,000 $ 23,000
Independent Undergraduate $ 57,500 $ 23,000

Federal Direct PLUS Loans
The Parent-PLUS loan is available to parents of dependent, undergraduate students. Either or both parents may borrow through this program. These loans are not based on need, but when combined with other resources cannot exceed the student's cost to attend school. A credit check on the parent borrower is required and the student (and parent) must complete the FAFSA. Repayment obligations begin within 60 days of final disbursement of the loan. Parents may request deferment of payments while the student is attending at least half-time; however, interest does continue to accrue.

How much can I borrow?
The Direct PLUS Loan maximum is equal to the cost to attend school minus any other financial aid received for the academic year. For example: If the cost to attend is $20,000 and the student receives $8,000 in other financial aid, the PLUS loan may not exceed $12,000 in this example.

How does the borrower apply for a Direct Parent PLUS Loan?
Parents of dependent students must complete the FAFSA and a Direct PLUS Loan Master Promissory Note (MPN) which can be found at http://studentloans.gov. Contact your school financial aid representative if you have questions.

Federal Work Study (FWS)
FWS is a financial aid program designed to assist students in meeting some of the costs of their education by working part-time while attending school. A candidate must demonstrate financial need (as determined by the Department of Education) to be eligible for a FWS award. Positions may be on-campus, off-campus, or community service related. The number of positions available may be limited depending on the number of open positions and the school’s annual funding allocation from the federal government.

How much can I earn?
FFWS students are paid an hourly wage. Wages for the position must be no less than the current federal minimum wage, but may be higher depending on the type of work performed and the skills required. The maximum amount a student may earn in an award year cannot exceed the total FWS award determined by the school. For a listing of available positions please contact the Financial Aid Office.

*Financial Aid is available to those who qualify.


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